Emerging Trends in Fintech and Crypto: What to Expect by 2026

WHO:

Fast Company - Companies mentioned include Mesh, Seon, and Wealth.com.

Fast Company - Seon is used by more than 5,000 businesses globally, including Afterpay, Bally's, and Tecovas.

Fast Company - Wealth.com is used by 5 out of 7 of the nation’s largest private banks.

WHAT:

Fast Company - Mesh raised $75 million in funding at a $1 billion valuation.

Fast Company - Seon processes 15 million transactions daily and helped a top fast-casual restaurant chain cut fraud by 40%.

Fast Company - Wealth.com has delivered over 100,000 estate plans since its founding in 2021.

Fast Company - Wealth.com raised $65 million from investors including Google Ventures, Charles Schwab, and Citi Ventures in 2026.

Fast Company - More than half (58%) of families have squabbled over inheritances after a death in the absence of a proper estate plan.

WHERE:

Fast Company - Mesh operates in locations including Lagos and Manila.

Fast Company - Wealth.com serves clients in all 50 states and Washington, D.C.

WHEN:

Fast Company - Mesh raised $75 million in January.

Fast Company - In 2025, Seon grew its annual recurring revenue by 80%.

Fast Company - Wealth.com was founded in 2021 and raised $65 million in 2026.

WHY:

Fast Company - The fragmentation of the cryptocurrency payment ecosystem is a pain point for over 900 million global crypto users.

Fast Company - Nearly 3 in 4 Americans lack a basic estate plan due to confusion about the process, concerns about costs, and the belief that they do not have enough net worth to justify an estate plan.

HOW:

Fast Company - Mesh built a layer of infrastructure that links wallets, exchanges, and platforms for automatic currency conversions.

Fast Company - Seon released a fraud detection and anti-money-laundering tool that can be layered onto existing AI models.

Fast Company - Wealth.com uses AI technology to streamline the estate planning process, reducing it from months to 30 minutes.

(UPDATED October 6, 2026 12:01 UTC)

Mesh has successfully raised $75 million in funding, achieving a valuation of $1 billion, while Seon, which processes an impressive 15 million transactions daily, is utilized by over 5,000 businesses globally, including major names like Afterpay and Bally's. Wealth.com, serving clients across all 50 states and Washington, D.C., has delivered more than 100,000 estate plans since its founding in 2021 and recently secured $65 million from investors such as Google Ventures and Charles Schwab. The company leverages AI technology to simplify the estate planning process, cutting it down from months to just 30 minutes, addressing the fact that nearly 3 in 4 Americans currently lack a basic estate plan due to various concerns.